Terms and Conditions for payment portal

Introduction:
 These terms and conditions apply to the User who uses the Online Services provided for any
payment made Proficient Academy.
 Kindly read these terms and conditions carefully.
 By authorizing a payment to Proficient Academy through the online payment service ("the
service"), it would be treated as a deemed acceptance to these terms and conditions.
 Proficient Academy reserves all the rights to amend these terms and conditions at any time
without giving prior notice.
 It is the responsibility of the User to have read the terms and conditions before using the
Service.

General terms and conditions-
 Once a user has accepted these t & c , he/she may register and avail the services.
 Payment(s) through this Service may only be made with a Credit Card, Debit card or Net
 Banking.
 The proficient academy and the payment service provider(s) assume no liability whatsoever
for any monetary or other damage suffered by the user on account of:
-the delay, failure, interruption or corruption of any data or other information transmitted in
connection with the use of payment gateway or services in connection thereto; and/or
-any interruption or errors in the operation of the payment gateway
 The User agrees that under no circumstances the Payment Gateway Service Provider shall be
held responsible for following fraudulent/duplicate transactions and hence no claims should
be raised to Payment Gateway Service Provider No communication received by the
Payment Service Provider(s) in this regards shall be entertained by the Payment Service
Provider(s).
-In case the Bank Account appears to be debited, ensure that he/ she does not make the
payment twice and immediately thereafter contact the Institute via e-mail or any other
mode of contact as provided by the Institute to confirm payment.
-In case the Bank Account is not debited, the User may initiate a fresh transaction to make
payment.
 The User agrees, understands and confirms that his/ her personal data including without
limitation details relating to debit card/ credit card transmitted over the Internet may be
susceptible to misuse, hacking, theft and/ or fraud and that the Institute or the Payment
Service Provider(s) have no control over such matters.
 Although all reasonable care has been taken towards guarding against unauthorized use of
any information transmitted by the User, the Institute does not represent or guarantee that
the use of the Services provided by/ through it will not result in theft and/or unauthorized
use of data over the Internet.

 The Institute, the Payment Service Provider(s) and its affiliates and associates shall not be
liable, at any time, for any failure of performance, error, omission, interruption, deletion,
defect, delay in operation or transmission, computer virus, communications line failure,
theft or destruction or unauthorized access to, alteration of, or use of information contained
on the Website.
 The User will be required to login his/ her own User ID and Password, given by the Institute
in order to register and/ or use the Services provided by Institute on the Website. By
accepting these Terms and Conditions the User aggress that his/ her User ID and Password
are very important pieces of information and it shall be the User’s own responsibility to keep
them secure and confidential. In furtherance hereof, the User agrees to;
-Choose a new password, whenever required for security reasons.
-keep his/ her User ID & Password strictly confidential.
-Be responsible for any transactions made by User under such User ID and Password.
Debit/Credit Card, Bank Account Details
 The User agrees that the debit/credit card details provided by him/ her for use of the
aforesaid Service(s) must be correct and accurate and that the User shall not use a debit/
credit card, that is not lawfully owned by him/ her or the use of which is not authorized by
the lawful owner thereof. The User further agrees and undertakes to provide correct and
valid debit/credit card details.
 The User may pay his/ her fees to the Institute by using a debit/credit card or through online
banking account. The User warrants, agrees and confirms that when he/ she initiates a
payment transaction and/or issues an online payment instruction and provides his/ her card
/ bank details:
-The User is fully and lawfully entitled to use such credit / debit card, bank account for such
transactions;
-The User is responsible to ensure that the card/ bank account details provided by him/ her
are accurate;
-The User is authorizing debit of the nominated card/ bank account for the payment of fees
selected by such User along with the applicable Fees.
-The User is responsible to ensure sufficient credit is available on the nominated card/ bank
account at the time of making the payment to permit the payment of the dues payable or
the bill(s) selected by the User inclusive of the applicable Fee.

Cancellation Policy
 Once the User will be registered and paid the Fee through online Payment Gateway. He/She
will not be able to cancel the transaction in any circumstances. No Payment will be
refunded to the User.

Privacy Policy:
 The information provided by the user on this website shall be kept confidential and shall
not be shared with anyone. The info. will neither be made accessible to third parties nor
transferred in any form or manner unless required by law.
 In General parent / guardian / student may browse this website for obtaining any data or
information. However, in order to access the classified information, one needs to use the
credentials provided as a Parent / Guardian / Staff / Student user.
 Information related to payments using debit or credit card is not accessed or stored by the
Academy.
 In no event, Institute will be liable for any damage direct or indirect losses or expenses
arising in connection with site or use thereof.

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Maharashtra, India